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No trials no credit cards just chatsites for free

No trials no credit cards just chatsites for free-1

For any music lover, free mp3 music downloads is the most passionate thing.

Other "free" offers enroll you in clubs or subscriptions. But what starts as a free trial — or for a very low cost — might end up costing you real money. If you're interested in a particular product or service, trying before you buy might seem like a no-brainer.Compare offers side by side and apply online for the card that is right for you.Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt or has a co-signer over the age of 21 who agrees to accept joint liability for the account. For example, a company might offer you an introductory package of free books, CDs, magazines or movies.

If you sign up, you may be agreeing to enroll in a club that will send you more products and bill you until you cancel, or to a subscription that's automatically renewed each year.

Since the cancellation period is so brief, many consumers often don't realize their credit cards are being charged for additional costs until the charges show up on their monthly statement.

Free* offers Hatti Hamlin, a public relations consultant from Orinda, Calif., learned the hard way that free offers often have a catch.

And typically, if you don't want to buy what you've tried, you need to cancel or take some other action before the trial is up.

If you don't, you may be agreeing to buy more products.

So how can you avoid the costs that might be hiding in free trials?